PH365 GCash — Casino Caps, Charges & Timing
GCash is a Philippine payment rail — regulation: Bangko Sentral ng Pilipinas is the regulator, and the licence type is Electronic Money Issuer.
Key facts and contents
- Operator
- G-Xchange, Inc.
- Regulator
- Bangko Sentral ng Pilipinas is the regulator, and the licence type is Electronic Money Issuer
- Wallet limit
- At the Fully Verified level, the balance limit stands at PHP 100,000 whenever it is measured. Each of the five tiers has its own cap: Basic stops at PHP 10,000, then PHP 50,000 for GCash Jr, PHP 100,000 for Fully Verified, PHP 500,000 for GCash Plus, and PHP 1,000,000 as the ceiling for GCash Platinum
- Per-transaction cap
- Not published
- Settlement
- with wallet-to-wallet and InstaPay moving in real time and PESONet landing the same banking day, speeds that the underlying rail sets and GCash does not
- Figures as of
- 2026-09
GCash is mentioned constantly when Philippine casinos are discussed, usually alongside figures supplied by the casino, not by GCash. This page draws on figures published by the provider.
GCash at a glance
| Field | Value |
|---|---|
| Operated by | G-Xchange, Inc. — a company within Mynt, itself a venture shared by Globe Fintech Innovations and Ayala Corporation |
| Regulated by | Bangko Sentral ng Pilipinas |
| Wallet limit | At the Fully Verified level, the balance limit stands at PHP 100,000 whenever it is measured. Each of the five tiers has its own cap: Basic stops at PHP 10,000, then PHP 50,000 for GCash Jr, PHP 100,000 for Fully Verified, PHP 500,000 for GCash Plus, and PHP 1,000,000 as the ceiling for GCash Platinum |
| Per-transaction cap | Not published |
| Settlement | with wallet-to-wallet and InstaPay moving in real time and PESONet landing the same banking day, speeds that the underlying rail sets and GCash does not |
| Published fees | Combined across all over-the-counter channels, the first PHP 8,000 of cash-in each month carries no fee, the excess carries 2 per cent, and the first of the month starts the allowance over. BPI charges PHP 15 and UnionBank PHP 10 for moving money in through InstaPay from a linked bank account. For PayPal cash-in, amounts under PHP 20,000 pay 1 per cent, amounts of PHP 20,000 or over pay a flat PHP 200, and GCash states a flat 1 per cent applies from 7 March 2026. Claiming a Payoneer remittance or cash-in carries no fee. A minimum cash-in of PHP 100 applies at Pera Outlet agents, who charge a suggested 1 per cent that each outlet decides for itself |
Every figure shown was recorded in 2026-09, so treat it as correct for that date alone. Only the provider’s own page stays current, because payment providers revise limits and fees without any notice.
What GCash says about gambling transactions
GCash’s terms and conditions, in its own words, say nothing that bans gambling merchants across the board, with pyramid and Ponzi schemes the nearest thing barred. Such restrictions as there are trace back to regulation. BSP Memorandum M-2025-029, issued 14 August 2025, gave BSP-supervised institutions 48 hours to take out any in-app links and redirects pointing to gambling and gaming sites; GCash then pulled GLife Games top-up and withdrawal as of 16 August 2025.
Roughly 3,200 merchants have been blocked, GCash reports, for abusing its QR system to steer users into illegal gambling and scam sites, and it declares zero tolerance for illegal gambling operators in a separate statement. The effect of the whole arrangement is to curb merchants with illegal-gambling links and gaming top-ups made inside apps. It takes no position either way on whether GCash may be used to fund a licensed casino’s cashier.
How fast money actually moves
GCash settles with wallet-to-wallet and InstaPay moving in real time and PESONet landing the same banking day, speeds that the underlying rail sets and GCash does not. It speaks to the rail and not to the casino: before a withdrawal reaches GCash, the operator may keep it for its own review, which is typically where delays arise.
A per-transaction cap is not published. None is published for this rail.
Verification tiers
- Basic — Cash in, scan a QR code to pay, buy load, and take care of bills. Monthly limits of PHP 5,000 incoming and PHP 5,000 outgoing sit under a PHP 10,000 wallet ceiling, and no daily cap is stated
- GCash Jr. — Basic is the feature set that goes with users aged 7 to 17. Up to PHP 50,000 can sit in the wallet, while PHP 10,000 can come in monthly and PHP 10,000 can go out daily and monthly
- Fully Verified — On top of that come the GCash card and pay online, plus bank transfer, send money, Borrow, GSave, GInvest, GInsure and GLife. PHP 100,000 is the most the wallet can hold, PHP 100,000 can come in monthly and PHP 100,000 can go out daily, with no cap per month on the outflow
- GCash Plus — Fully Verified users with a bank or investment account linked are the ones covered. Up to PHP 500,000 can sit in the wallet, up to PHP 500,000 can come in per month, and up to PHP 100,000 can go out per day
- GCash Platinum — Eligible Globe Platinum subscribers only. A PHP 1,000,000 cap on the wallet, PHP 1,000,000 coming in monthly, PHP 500,000 going out daily and a PHP 1,000,000 monthly total
The published ceiling of At the Fully Verified level, the balance limit stands at PHP 100,000 whenever it is measured. Each of the five tiers has its own cap: Basic stops at PHP 10,000, then PHP 50,000 for GCash Jr, PHP 100,000 for Fully Verified, PHP 500,000 for GCash Plus, and PHP 1,000,000 as the ceiling for GCash Platinum applies to the tier stated above, not to every account.
Paying with GCash at PH365
- Log in at PH365 and go to the cashier.
- Select GCash among the payment methods your cashier offers for your account.
- Your PH365 account name has to be the same as the name on your GCash account.
- Your cashier page states a minimum, a maximum and any fee; read those lines, and only then confirm the amount.
Live limits for your account appear in the cashier, and it pays to read them ahead of a first deposit using a new method.
FAQ
Who regulates GCash?
GCash — regulation: Bangko Sentral ng Pilipinas is the regulator, and the licence type is Electronic Money Issuer. That covers the rail, not the casino.
Does GCash charge fees?
Published fees: Combined across all over-the-counter channels, the first PHP 8,000 of cash-in each month carries no fee, the excess carries 2 per cent, and the first of the month starts the allowance over. BPI charges PHP 15 and UnionBank PHP 10 for moving money in through InstaPay from a linked bank account. For PayPal cash-in, amounts under PHP 20,000 pay 1 per cent, amounts of PHP 20,000 or over pay a flat PHP 200, and GCash states a flat 1 per cent applies from 7 March 2026. Claiming a Payoneer remittance or cash-in carries no fee. A minimum cash-in of PHP 100 applies at Pera Outlet agents, who charge a suggested 1 per cent that each outlet decides for itself. Providers revise these without notice.
What is the GCash wallet limit?
At the Fully Verified level, the balance limit stands at PHP 100,000 whenever it is measured. Each of the five tiers has its own cap: Basic stops at PHP 10,000, then PHP 50,000 for GCash Jr, PHP 100,000 for Fully Verified, PHP 500,000 for GCash Plus, and PHP 1,000,000 as the ceiling for GCash Platinum, at the tier the provider states. Lower tiers carry lower ceilings.
How can I pay through GCash at PH365?
Once you are signed in, head to the cashier and take GCash from whichever methods your account lists. The name should be identical on both accounts; look over the cashier's limits before confirming.